The scan doesn’t tell you what happens next. This does.
A spinal cord injury after a vehicle crash rewrites everything on a timeline the hospital wont explain and the insurer wont extend. This is where you find out what your case is actually worth, what Colorado law gives you, and what to do before anyone signs anything.
Every level of the spine has a different story. And a different case value.
The level of the injury is the single largest factor in what recovery looks like, what care costs over a lifetime, and what a claim is worth. The chart below is how our practice thinks about the case before any demand goes out.
Ranges reflect industry-standard life care planning estimates. Individual case value depends on age, coverage, and Colorado-specific statutes. Prior results do not guarantee similar outcomes.
Every policy the crash touched. Not just the at-fault driver.
Missing one layer can leave seven figures on the table. We map the full stack before a demand goes out.
The first 48 hours decide the first million.
What the ER dictates into the chart in the first two days becomes the spine of every argument the insurer makes later. Get the imaging. Get the neuro consult. Get the record right.
Baselines set the ceiling of every future argument.
ASIA scale, sensory levels, motor grading. If it isn’t documented in the first two days, the defense will argue it wasn’t there. We coordinate baseline documentation with the treating team before it becomes a gap.
The recorded statement is a trap. Every time.
The adjuster is not calling to help. They are calling to lock you into words a jury will hear years from now. Nothing about the accident, the injury, or the pain should be described until we are on that call with you.
Your case gets a number. Not an offer. A model.
We build the damages case with life care planners, vocational economists, and medical experts before any demand goes out. The number is defensible, documented, and structured to survive litigation if the insurer wants to fight.
Settle strong or try the case. Not one or the other.
Insurers pay more when the file shows we prepared to try it. We work every case as though it will end in front of a Colorado jury, which is the reason so many of them dont.